Call reports 2002
MARIES COUNTY BANK, THE — 2002
What MARIES COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 132,941,000 | 134,500,000 | 138,031,000 | 143,955,000 |
| Total loans | 87,322,000 | 88,685,000 | 89,732,000 | 90,783,000 |
| Allowance for loan losses | 884,000 | 982,000 | 1,008,000 | 979,000 |
| Securities available for sale | 39,029,000 | 39,611,000 | 41,739,000 | 43,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,216,000 | 108,165,000 | 110,542,000 | 114,899,000 |
| Interest-bearing deposits | 99,006,000 | 99,137,000 | 102,072,000 | 105,922,000 |
| Noninterest-bearing deposits | 8,210,000 | 9,028,000 | 8,470,000 | 8,977,000 |
| Equity capital | 11,489,000 | 12,379,000 | 13,204,000 | 13,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,549,000 | 6,819,000 | 9,105,000 |
| Interest expense | 1,112,000 | 2,139,000 | 3,178,000 | 4,205,000 |
| Net interest income | 1,177,000 | 2,410,000 | 3,641,000 | 4,900,000 |
| Noninterest income | 152,000 | 319,000 | 469,000 | 626,000 |
| Noninterest expense | 769,000 | 1,543,000 | 2,297,000 | 3,105,000 |
| Provision for loan losses | 61,000 | 197,000 | 250,000 | 302,000 |
| Pretax income | 499,000 | 990,000 | 1,564,000 | 2,124,000 |
| Income tax | 73,000 | 168,000 | 334,000 | 509,000 |
| Net income | 426,000 | 822,000 | 1,230,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,650,000 | 11,888,000 | 12,295,000 | 12,681,000 |
| Total capital | 12,534,000 | 12,870,000 | 13,303,000 | 13,660,000 |
| Risk-weighted assets | 90,847,000 | 91,655,000 | 93,217,000 | 95,668,000 |