Call reports 2025
FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER — 2025
What FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 277,146,000 | 277,228,000 | 275,872,000 | 278,891,000 |
| Total loans | 243,841,000 | 244,135,000 | 243,347,000 | 242,650,000 |
| Allowance for loan losses | 1,149,000 | 1,145,000 | 1,147,000 | 1,158,000 |
| Securities available for sale | 13,770,000 | 12,860,000 | 13,336,000 | 14,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,655,000 | 244,285,000 | 242,611,000 | 245,354,000 |
| Interest-bearing deposits | 220,279,000 | 220,295,000 | 218,554,000 | 222,343,000 |
| Noninterest-bearing deposits | 24,376,000 | 23,990,000 | 24,057,000 | 23,011,000 |
| Equity capital | 31,790,000 | 32,196,000 | 32,545,000 | 32,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,934,000 | 5,994,000 | 9,026,000 | 12,108,000 |
| Interest expense | 1,024,000 | 2,025,000 | 3,033,000 | 4,058,000 |
| Net interest income | 1,910,000 | 3,969,000 | 5,993,000 | 8,050,000 |
| Noninterest income | 149,000 | 299,000 | 456,000 | 624,000 |
| Noninterest expense | 1,812,000 | 3,596,000 | 5,387,000 | 7,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 672,000 | 1,062,000 | 1,437,000 |
| Income tax | 49,000 | 135,000 | 213,000 | 289,000 |
| Net income | 198,000 | 537,000 | 849,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,864,000 | 32,204,000 | 32,515,000 | 32,814,000 |