Call reports 2022
FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER — 2022
What FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 289,433,000 | 291,527,000 | 287,787,000 | 281,273,000 |
| Total loans | 229,077,000 | 232,721,000 | 236,828,000 | 242,903,000 |
| Allowance for loan losses | 725,000 | 726,000 | 718,000 | 718,000 |
| Securities available for sale | 14,548,000 | 16,335,000 | 17,953,000 | 17,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,476,000 | 257,555,000 | 253,901,000 | 247,225,000 |
| Interest-bearing deposits | 232,590,000 | 232,418,000 | 227,715,000 | 222,423,000 |
| Noninterest-bearing deposits | 22,886,000 | 25,137,000 | 26,186,000 | 24,802,000 |
| Equity capital | 31,485,000 | 31,688,000 | 31,863,000 | 32,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,572,000 | 7,046,000 | 9,659,000 |
| Interest expense | 215,000 | 444,000 | 708,000 | 1,072,000 |
| Net interest income | 2,031,000 | 4,128,000 | 6,338,000 | 8,587,000 |
| Noninterest income | 147,000 | 288,000 | 427,000 | 592,000 |
| Noninterest expense | 1,890,000 | 3,729,000 | 5,496,000 | 7,277,000 |
| Provision for loan losses | -1,000 | -9,000 | -9,000 | -5,000 |
| Pretax income | 289,000 | 696,000 | 1,278,000 | 1,907,000 |
| Income tax | 58,000 | 141,000 | 260,000 | 390,000 |
| Net income | 231,000 | 555,000 | 1,018,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,047,000 | 32,372,000 | 32,835,000 | 33,334,000 |