Call reports 2021
FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER — 2021
What FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 282,507,000 | 281,487,000 | 282,285,000 | 287,640,000 |
| Total loans | 225,400,000 | 227,437,000 | 228,573,000 | 227,207,000 |
| Allowance for loan losses | 735,000 | 752,000 | 752,000 | 726,000 |
| Securities available for sale | 8,060,000 | 9,274,000 | 12,210,000 | 14,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,967,000 | 246,811,000 | 247,535,000 | 253,411,000 |
| Interest-bearing deposits | 230,864,000 | 228,547,000 | 227,318,000 | 231,890,000 |
| Noninterest-bearing deposits | 17,103,000 | 18,264,000 | 20,217,000 | 21,521,000 |
| Equity capital | 31,218,000 | 31,382,000 | 31,571,000 | 31,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,626,000 | 6,897,000 | 9,149,000 |
| Interest expense | 398,000 | 739,000 | 1,015,000 | 1,240,000 |
| Net interest income | 1,947,000 | 3,887,000 | 5,882,000 | 7,909,000 |
| Noninterest income | 140,000 | 279,000 | 402,000 | 540,000 |
| Noninterest expense | 2,024,000 | 3,899,000 | 5,748,000 | 7,670,000 |
| Provision for loan losses | 3,000 | 2,000 | 2,000 | -8,000 |
| Pretax income | 60,000 | 265,000 | 534,000 | 787,000 |
| Income tax | 8,000 | 50,000 | 104,000 | 154,000 |
| Net income | 52,000 | 215,000 | 430,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,236,000 | 31,399,000 | 31,614,000 | 31,817,000 |