Call reports 2020
FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER — 2020
What FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,378,000 | 276,232,000 | 271,112,000 | 275,118,000 |
| Total loans | 237,308,000 | 234,875,000 | 235,937,000 | 228,509,000 |
| Allowance for loan losses | 688,000 | 702,000 | 702,000 | 702,000 |
| Securities available for sale | 6,057,000 | 6,033,000 | 6,016,000 | 6,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,462,000 | 241,081,000 | 235,955,000 | 240,523,000 |
| Interest-bearing deposits | 217,628,000 | 224,290,000 | 220,068,000 | 224,069,000 |
| Noninterest-bearing deposits | 13,834,000 | 16,791,000 | 15,887,000 | 16,454,000 |
| Equity capital | 30,786,000 | 31,025,000 | 31,069,000 | 31,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,682,000 | 5,322,000 | 7,859,000 | 10,339,000 |
| Interest expense | 612,000 | 1,173,000 | 1,676,000 | 2,096,000 |
| Net interest income | 2,070,000 | 4,149,000 | 6,183,000 | 8,243,000 |
| Noninterest income | 130,000 | 240,000 | 344,000 | 454,000 |
| Noninterest expense | 2,000,000 | 3,882,000 | 5,953,000 | 7,960,000 |
| Provision for loan losses | 11,000 | 7,000 | 11,000 | 20,000 |
| Pretax income | 189,000 | 500,000 | 563,000 | 717,000 |
| Income tax | 37,000 | 99,000 | 109,000 | 139,000 |
| Net income | 152,000 | 401,000 | 454,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,757,000 | 31,007,000 | 31,060,000 | 31,184,000 |