Call reports 2018
FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER — 2018
What FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 264,584,000 | 265,217,000 | 261,421,000 | 262,633,000 |
| Total loans | 234,408,000 | 233,054,000 | 230,163,000 | 233,008,000 |
| Allowance for loan losses | 718,000 | 719,000 | 730,000 | 716,000 |
| Securities available for sale | 10,909,000 | 8,896,000 | 8,892,000 | 8,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,037,000 | 228,481,000 | 226,593,000 | 228,149,000 |
| Interest-bearing deposits | 216,492,000 | 216,273,000 | 213,937,000 | 215,650,000 |
| Noninterest-bearing deposits | 11,545,000 | 12,208,000 | 12,656,000 | 12,499,000 |
| Equity capital | 28,170,000 | 28,509,000 | 28,850,000 | 29,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,365,000 | 8,053,000 | 10,776,000 |
| Interest expense | 440,000 | 911,000 | 1,416,000 | 1,967,000 |
| Net interest income | 2,251,000 | 4,454,000 | 6,637,000 | 8,809,000 |
| Noninterest income | 138,000 | 250,000 | 382,000 | 504,000 |
| Noninterest expense | 1,920,000 | 3,791,000 | 5,677,000 | 7,552,000 |
| Provision for loan losses | 6,000 | 19,000 | 23,000 | 17,000 |
| Pretax income | 463,000 | 894,000 | 1,319,000 | 1,744,000 |
| Income tax | 94,000 | 181,000 | 267,000 | 353,000 |
| Net income | 369,000 | 713,000 | 1,052,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,296,000 | 28,640,000 | 28,979,000 | 29,317,000 |
| Total capital | 29,014,000 | 29,359,000 | 29,709,000 | 30,033,000 |
| Risk-weighted assets | 132,230,000 | 129,795,000 | 128,095,000 | 129,563,000 |