Call reports 2017
FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER — 2017
What FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,795,000 | 262,917,000 | 264,283,000 | 264,776,000 |
| Total loans | 228,495,000 | 232,235,000 | 233,720,000 | 234,677,000 |
| Allowance for loan losses | 822,000 | 752,000 | 724,000 | 738,000 |
| Securities available for sale | 12,015,000 | 12,018,000 | 12,015,000 | 10,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,480,000 | 230,285,000 | 227,645,000 | 226,578,000 |
| Interest-bearing deposits | 220,189,000 | 219,917,000 | 216,952,000 | 215,680,000 |
| Noninterest-bearing deposits | 10,291,000 | 10,368,000 | 10,693,000 | 10,898,000 |
| Equity capital | 26,893,000 | 27,198,000 | 27,523,000 | 27,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,568,000 | 5,182,000 | 7,794,000 | 10,455,000 |
| Interest expense | 491,000 | 932,000 | 1,347,000 | 1,773,000 |
| Net interest income | 2,077,000 | 4,250,000 | 6,447,000 | 8,682,000 |
| Noninterest income | 111,000 | 210,000 | 324,000 | 445,000 |
| Noninterest expense | 1,906,000 | 3,714,000 | 5,536,000 | 7,461,000 |
| Provision for loan losses | 24,000 | 38,000 | 38,000 | 87,000 |
| Pretax income | 258,000 | 708,000 | 1,197,000 | 1,579,000 |
| Income tax | 88,000 | 241,000 | 407,000 | 429,000 |
| Net income | 170,000 | 467,000 | 790,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,945,000 | 27,244,000 | 27,566,000 | 27,926,000 |
| Total capital | 27,767,000 | 27,996,000 | 28,290,000 | 28,664,000 |
| Risk-weighted assets | 128,064,000 | 129,055,000 | 131,877,000 | 132,020,000 |