Call reports 2024
AMERICAN BANK & TRUST — 2024
What AMERICAN BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,753,861,000 | 1,746,419,000 | 1,845,610,000 | 1,902,100,000 |
| Total loans | 1,367,533,000 | 1,399,710,000 | 1,417,783,000 | 1,430,764,000 |
| Allowance for loan losses | 13,633,000 | 14,049,000 | 14,247,000 | 14,569,000 |
| Securities available for sale | 222,729,000 | 229,575,000 | 232,841,000 | 246,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,557,525,000 | 1,532,327,000 | 1,630,751,000 | 1,695,494,000 |
| Interest-bearing deposits | 1,294,253,000 | 1,282,144,000 | 1,397,819,000 | 1,447,650,000 |
| Noninterest-bearing deposits | 263,272,000 | 250,183,000 | 232,932,000 | 247,844,000 |
| Equity capital | 141,722,000 | 147,104,000 | 157,288,000 | 155,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,973,000 | 48,633,000 | 74,464,000 | 101,349,000 |
| Interest expense | 9,826,000 | 20,205,000 | 31,518,000 | 42,980,000 |
| Net interest income | 14,147,000 | 28,428,000 | 42,946,000 | 58,369,000 |
| Noninterest income | 2,387,000 | 5,181,000 | 8,340,000 | 11,755,000 |
| Noninterest expense | 10,029,000 | 20,266,000 | 30,883,000 | 41,981,000 |
| Provision for loan losses | 437,000 | 875,000 | 1,313,000 | 1,680,000 |
| Pretax income | 6,068,000 | 12,468,000 | 19,140,000 | 26,513,000 |
| Income tax | 1,504,000 | 2,925,000 | 4,481,000 | 6,201,000 |
| Net income | 4,564,000 | 9,543,000 | 14,659,000 | 20,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,075,000 | 162,596,000 | 167,254,000 | 172,448,000 |
| Total capital | 171,708,000 | 176,645,000 | 181,501,000 | 187,017,000 |
| Risk-weighted assets | 1,485,669,000 | 1,444,472,000 | 1,468,597,000 | 1,480,639,000 |