Call reports 2021
AMERICAN BANK & TRUST — 2021
What AMERICAN BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,210,001,000 | 1,225,587,000 | 1,290,791,000 | 1,319,953,000 |
| Total loans | 788,914,000 | 837,278,000 | 831,831,000 | 868,243,000 |
| Allowance for loan losses | 13,193,000 | 13,178,000 | 13,197,000 | 13,339,000 |
| Securities available for sale | 296,643,000 | 297,191,000 | 293,576,000 | 291,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,039,525,000 | 1,060,179,000 | 1,125,498,000 | 1,142,264,000 |
| Interest-bearing deposits | 792,273,000 | 813,301,000 | 850,324,000 | 868,948,000 |
| Noninterest-bearing deposits | 247,252,000 | 246,878,000 | 275,174,000 | 273,316,000 |
| Equity capital | 110,880,000 | 116,535,000 | 119,737,000 | 130,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,754,000 | 23,548,000 | 34,739,000 | 45,228,000 |
| Interest expense | 828,000 | 1,538,000 | 2,170,000 | 2,782,000 |
| Net interest income | 8,926,000 | 22,010,000 | 32,569,000 | 42,446,000 |
| Noninterest income | 2,869,000 | 5,566,000 | 8,306,000 | 10,951,000 |
| Noninterest expense | 6,632,000 | 13,806,000 | 20,908,000 | 28,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,163,000 | 13,770,000 | 19,967,000 | 24,489,000 |
| Income tax | 236,000 | 637,000 | 920,000 | 1,313,000 |
| Net income | 4,927,000 | 13,133,000 | 19,047,000 | 23,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,178,000 | 109,171,000 | 113,174,000 | 125,691,000 |
| Total capital | 115,115,000 | 120,781,000 | 125,243,000 | 138,554,000 |
| Risk-weighted assets | 872,734,000 | 927,299,000 | 964,458,000 | 1,028,585,000 |