Call reports 2020
AMERICAN BANK & TRUST — 2020
What AMERICAN BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 972,786,000 | 1,067,615,000 | 1,057,844,000 | 1,148,987,000 |
| Total loans | 730,558,000 | 806,794,000 | 803,396,000 | 790,111,000 |
| Allowance for loan losses | 9,544,000 | 13,029,000 | 13,220,000 | 13,140,000 |
| Securities available for sale | 167,913,000 | 172,778,000 | 169,139,000 | 238,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,996,000 | 892,301,000 | 888,435,000 | 974,352,000 |
| Interest-bearing deposits | 661,822,000 | 711,988,000 | 700,236,000 | 754,738,000 |
| Noninterest-bearing deposits | 163,174,000 | 180,313,000 | 188,199,000 | 219,614,000 |
| Equity capital | 102,935,000 | 111,441,000 | 109,801,000 | 114,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,406,000 | 22,811,000 | 32,608,000 | 42,262,000 |
| Interest expense | 1,735,000 | 3,053,000 | 4,197,000 | 5,210,000 |
| Net interest income | 8,671,000 | 19,758,000 | 28,411,000 | 37,052,000 |
| Noninterest income | 1,791,000 | 4,882,000 | 8,101,000 | 11,206,000 |
| Noninterest expense | 5,610,000 | 11,825,000 | 18,667,000 | 25,924,000 |
| Provision for loan losses | 600,000 | 4,150,000 | 4,400,000 | 4,451,000 |
| Pretax income | 4,252,000 | 8,665,000 | 14,488,000 | 18,926,000 |
| Income tax | 211,000 | 431,000 | 718,000 | 885,000 |
| Net income | 4,041,000 | 8,234,000 | 13,770,000 | 18,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,911,000 | 98,878,000 | 98,303,000 | 102,662,000 |
| Total capital | 101,455,000 | 109,569,000 | 108,888,000 | 113,680,000 |
| Risk-weighted assets | 838,124,000 | 852,998,000 | 844,232,000 | 879,319,000 |
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