Call reports 2019
AMERICAN BANK & TRUST — 2019
What AMERICAN BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 909,365,000 | 921,410,000 | 928,377,000 | 985,338,000 |
| Total loans | 683,245,000 | 685,256,000 | 678,876,000 | 709,044,000 |
| Allowance for loan losses | 7,951,000 | 8,255,000 | 8,687,000 | 8,835,000 |
| Securities available for sale | 117,013,000 | 133,931,000 | 152,373,000 | 163,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,844,000 | 783,276,000 | 785,982,000 | 842,195,000 |
| Interest-bearing deposits | 605,653,000 | 634,445,000 | 634,017,000 | 682,150,000 |
| Noninterest-bearing deposits | 163,191,000 | 148,831,000 | 151,965,000 | 160,045,000 |
| Equity capital | 89,670,000 | 92,438,000 | 94,720,000 | 98,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,246,000 | 20,849,000 | 31,362,000 | 42,065,000 |
| Interest expense | 1,884,000 | 3,996,000 | 6,056,000 | 8,041,000 |
| Net interest income | 8,362,000 | 16,853,000 | 25,306,000 | 34,024,000 |
| Noninterest income | 1,294,000 | 3,016,000 | 5,473,000 | 7,302,000 |
| Noninterest expense | 5,590,000 | 11,178,000 | 17,154,000 | 23,030,000 |
| Provision for loan losses | 285,000 | 770,000 | 1,205,000 | 1,690,000 |
| Pretax income | 3,756,000 | 7,896,000 | 12,395,000 | 16,581,000 |
| Income tax | 191,000 | 410,000 | 649,000 | 883,000 |
| Net income | 3,565,000 | 7,486,000 | 11,746,000 | 15,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,882,000 | 83,391,000 | 85,241,000 | 89,280,000 |
| Total capital | 89,833,000 | 91,646,000 | 93,928,000 | 98,115,000 |
| Risk-weighted assets | 766,566,000 | 778,655,000 | 794,411,000 | 823,385,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN BANK & TRUST — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.