Call reports 2017
AMERICAN BANK & TRUST — 2017
What AMERICAN BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 673,607,000 | 686,782,000 | 685,645,000 | 708,948,000 |
| Total loans | 467,137,000 | 496,641,000 | 511,104,000 | 538,636,000 |
| Allowance for loan losses | 6,473,000 | 6,522,000 | 6,498,000 | 6,488,000 |
| Securities available for sale | 142,299,000 | 139,882,000 | 123,290,000 | 118,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,447,000 | 554,713,000 | 544,504,000 | 580,627,000 |
| Interest-bearing deposits | 416,762,000 | 424,027,000 | 412,458,000 | 443,685,000 |
| Noninterest-bearing deposits | 143,685,000 | 130,686,000 | 132,046,000 | 136,942,000 |
| Equity capital | 75,506,000 | 79,213,000 | 79,119,000 | 79,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,080,000 | 12,701,000 | 19,521,000 | 26,659,000 |
| Interest expense | 660,000 | 1,372,000 | 2,163,000 | 2,971,000 |
| Net interest income | 5,420,000 | 11,329,000 | 17,358,000 | 23,688,000 |
| Noninterest income | 1,489,000 | 2,658,000 | 4,188,000 | 5,564,000 |
| Noninterest expense | 4,666,000 | 9,611,000 | 14,674,000 | 19,753,000 |
| Provision for loan losses | 125,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 2,118,000 | 4,126,000 | 6,786,000 | 9,413,000 |
| Income tax | 94,000 | 198,000 | 324,000 | 459,000 |
| Net income | 2,024,000 | 3,928,000 | 6,462,000 | 8,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,060,000 | 72,301,000 | 72,440,000 | 73,779,000 |
| Total capital | 76,533,000 | 78,823,000 | 78,938,000 | 80,267,000 |
| Risk-weighted assets | 560,015,000 | 589,037,000 | 587,178,000 | 610,876,000 |