Call reports 2014
AMERICAN BANK & TRUST — 2014
What AMERICAN BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 406,429,000 | 586,635,000 | 597,234,000 | 607,333,000 |
| Total loans | 276,735,000 | 388,796,000 | 406,453,000 | 424,987,000 |
| Allowance for loan losses | 4,910,000 | 5,359,000 | 5,463,000 | 5,607,000 |
| Securities available for sale | 91,969,000 | 154,032,000 | 144,683,000 | 134,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,870,000 | 477,149,000 | 451,448,000 | 505,251,000 |
| Interest-bearing deposits | 252,016,000 | 361,509,000 | 340,530,000 | 378,129,000 |
| Noninterest-bearing deposits | 84,854,000 | 115,640,000 | 110,918,000 | 127,122,000 |
| Equity capital | 44,104,000 | 63,777,000 | 65,121,000 | 66,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,953,000 | 10,679,000 | 16,310,000 | 21,973,000 |
| Interest expense | 449,000 | 1,071,000 | 1,574,000 | 2,127,000 |
| Net interest income | 3,504,000 | 9,608,000 | 14,736,000 | 19,846,000 |
| Noninterest income | 784,000 | 2,077,000 | 3,094,000 | 4,388,000 |
| Noninterest expense | 2,677,000 | 7,121,000 | 10,675,000 | 14,446,000 |
| Provision for loan losses | 150,000 | 390,000 | 585,000 | 715,000 |
| Pretax income | 1,461,000 | 4,174,000 | 6,631,000 | 9,161,000 |
| Income tax | 74,000 | 215,000 | 323,000 | 412,000 |
| Net income | 1,387,000 | 3,959,000 | 6,308,000 | 8,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,238,000 | 57,224,000 | 58,669,000 | 60,157,000 |
| Total capital | 46,252,000 | 62,583,000 | 64,132,000 | 65,764,000 |
| Risk-weighted assets | 320,198,000 | 452,544,000 | 468,545,000 | 491,050,000 |