Call reports 2012
AMERICAN BANK & TRUST — 2012
What AMERICAN BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 377,141,000 | 384,805,000 | 379,825,000 | 404,576,000 |
| Total loans | 228,923,000 | 251,216,000 | 248,770,000 | 270,326,000 |
| Allowance for loan losses | 4,004,000 | 4,049,000 | 4,047,000 | 4,062,000 |
| Securities available for sale | 106,377,000 | 102,734,000 | 94,779,000 | 99,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,315,000 | 302,545,000 | 297,151,000 | 318,476,000 |
| Interest-bearing deposits | 245,122,000 | 243,203,000 | 230,280,000 | 244,777,000 |
| Noninterest-bearing deposits | 63,193,000 | 59,342,000 | 66,871,000 | 73,699,000 |
| Equity capital | 44,109,000 | 43,330,000 | 43,959,000 | 44,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,933,000 | 7,834,000 | 11,845,000 | 15,750,000 |
| Interest expense | 752,000 | 1,471,000 | 2,140,000 | 2,765,000 |
| Net interest income | 3,181,000 | 6,363,000 | 9,705,000 | 12,985,000 |
| Noninterest income | 778,000 | 1,569,000 | 2,277,000 | 3,240,000 |
| Noninterest expense | 2,443,000 | 4,859,000 | 7,332,000 | 9,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,607,000 | 3,270,000 | 4,930,000 | 6,887,000 |
| Income tax | 68,000 | 135,000 | 203,000 | 310,000 |
| Net income | 1,539,000 | 3,135,000 | 4,727,000 | 6,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,050,000 | 37,795,000 | 38,388,000 | 39,538,000 |
| Total capital | 42,431,000 | 41,444,000 | 41,983,000 | 43,473,000 |
| Risk-weighted assets | 269,885,000 | 291,581,000 | 287,153,000 | 314,701,000 |