Call reports 2011
AMERICAN BANK & TRUST — 2011
What AMERICAN BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 291,131,000 | 290,342,000 | 289,956,000 | 378,139,000 |
| Total loans | 189,894,000 | 202,575,000 | 202,851,000 | 247,370,000 |
| Allowance for loan losses | 3,273,000 | 3,311,000 | 3,383,000 | 3,982,000 |
| Securities available for sale | 60,883,000 | 62,339,000 | 60,473,000 | 100,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,928,000 | 233,131,000 | 224,001,000 | 304,835,000 |
| Interest-bearing deposits | 194,630,000 | 194,317,000 | 184,498,000 | 245,572,000 |
| Noninterest-bearing deposits | 41,298,000 | 38,814,000 | 39,503,000 | 59,263,000 |
| Equity capital | 31,276,000 | 32,778,000 | 33,531,000 | 43,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,412,000 | 6,972,000 | 10,523,000 | 16,368,000 |
| Interest expense | 830,000 | 1,639,000 | 2,399,000 | 3,518,000 |
| Net interest income | 2,582,000 | 5,333,000 | 8,124,000 | 12,850,000 |
| Noninterest income | 534,000 | 1,035,000 | 1,567,000 | 3,351,000 |
| Noninterest expense | 1,942,000 | 3,960,000 | 5,982,000 | 9,559,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 400,000 |
| Pretax income | 1,099,000 | 2,259,000 | 3,467,000 | 6,329,000 |
| Income tax | 53,000 | 105,000 | 158,000 | 274,000 |
| Net income | 1,046,000 | 2,154,000 | 3,309,000 | 6,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,311,000 | 28,970,000 | 29,225,000 | 38,260,000 |
| Total capital | 31,099,000 | 31,875,000 | 32,129,000 | 41,875,000 |
| Risk-weighted assets | 222,523,000 | 231,957,000 | 231,879,000 | 288,824,000 |