Call reports 2001
AMERICAN BANK & TRUST — 2001
What AMERICAN BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 115,582,000 | 112,065,000 | 111,616,000 | 114,758,000 |
| Total loans | 72,264,000 | 76,616,000 | 79,105,000 | 83,568,000 |
| Allowance for loan losses | 2,131,000 | 2,101,000 | 2,089,000 | 2,066,000 |
| Securities available for sale | 6,441,000 | 7,765,000 | 8,515,000 | 14,372,000 |
| Securities held to maturity | 6,263,000 | 5,300,000 | 5,213,000 | 4,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,290,000 | 94,874,000 | 94,264,000 | 97,915,000 |
| Interest-bearing deposits | 85,455,000 | 84,713,000 | 82,656,000 | 85,478,000 |
| Noninterest-bearing deposits | 12,835,000 | 10,161,000 | 11,608,000 | 12,437,000 |
| Equity capital | 13,769,000 | 13,730,000 | 13,899,000 | 13,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,187,000 | 6,234,000 | 8,093,000 |
| Interest expense | 1,069,000 | 2,100,000 | 3,084,000 | 4,023,000 |
| Net interest income | 1,092,000 | 2,087,000 | 3,150,000 | 4,070,000 |
| Noninterest income | 115,000 | 232,000 | 374,000 | 509,000 |
| Noninterest expense | 814,000 | 1,570,000 | 2,400,000 | 3,087,000 |
| Provision for loan losses | 0 | 0 | -112,000 | -114,000 |
| Pretax income | 393,000 | 749,000 | 1,236,000 | 1,606,000 |
| Income tax | 18,000 | 46,000 | 74,000 | 87,000 |
| Net income | 375,000 | 703,000 | 1,162,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,522,000 | 10,604,000 | 10,718,000 | 10,847,000 |
| Total capital | 11,572,000 | 11,726,000 | 11,866,000 | 12,052,000 |
| Risk-weighted assets | 82,949,000 | 88,753,000 | 90,888,000 | 95,516,000 |