Call reports 2001
NEEDHAM BANK — 2001
What NEEDHAM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 376,061,000 | 373,292,000 | 377,901,000 | 386,345,000 |
| Total loans | 255,129,000 | 256,178,000 | 258,011,000 | 255,919,000 |
| Allowance for loan losses | 2,210,000 | 2,305,000 | 2,611,000 | 2,500,000 |
| Securities available for sale | 112,851,000 | 106,186,000 | 105,393,000 | 115,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,375,000 | 248,777,000 | 251,437,000 | 258,428,000 |
| Interest-bearing deposits | 248,373,000 | 248,775,000 | 251,436,000 | 258,418,000 |
| Noninterest-bearing deposits | 2,000 | 2,000 | 1,000 | 10,000 |
| Equity capital | 111,961,000 | 114,782,000 | 117,655,000 | 119,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,056,000 | 14,329,000 | 21,595,000 | 28,721,000 |
| Interest expense | 2,918,000 | 5,715,000 | 8,225,000 | 10,479,000 |
| Net interest income | 4,138,000 | 8,614,000 | 13,370,000 | 18,242,000 |
| Noninterest income | 77,000 | 142,000 | 204,000 | 266,000 |
| Noninterest expense | 1,496,000 | 2,480,000 | 3,376,000 | 4,309,000 |
| Provision for loan losses | -10,000 | -1,149,000 | -855,000 | -734,000 |
| Pretax income | 2,592,000 | 7,178,000 | 10,806,000 | 14,686,000 |
| Income tax | 963,000 | 2,799,000 | 4,251,000 | 5,805,000 |
| Net income | 1,629,000 | 4,379,000 | 6,555,000 | 8,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,991,000 | 114,104,000 | 116,385,000 | 118,674,000 |
| Total capital | 113,201,000 | 116,409,000 | 118,996,000 | 121,174,000 |
| Risk-weighted assets | 239,514,000 | 239,308,000 | 251,827,000 | 250,096,000 |
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