Call reports 2025
FIRST FED BANK — 2025
What FIRST FED BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,157,857,000 | 2,181,389,000 | 2,100,543,000 | 2,089,518,000 |
| Total loans | 1,658,302,000 | 1,664,391,000 | 1,626,478,000 | 1,630,348,000 |
| Allowance for loan losses | 20,569,000 | 18,345,000 | 16,203,000 | 16,987,000 |
| Securities available for sale | 315,433,000 | 303,515,000 | 282,608,000 | 270,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,673,624,000 | 1,659,059,000 | 1,668,077,000 | 1,604,046,000 |
| Interest-bearing deposits | 1,416,381,000 | 1,414,335,000 | 1,397,777,000 | 1,352,353,000 |
| Noninterest-bearing deposits | 257,243,000 | 244,724,000 | 270,300,000 | 251,693,000 |
| Equity capital | 171,063,000 | 172,717,000 | 178,378,000 | 179,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 26,803,000 | 53,959,000 | 80,893,000 | 107,023,000 |
| Interest expense | 12,477,000 | 24,897,000 | 36,689,000 | 47,555,000 |
| Net interest income | 14,326,000 | 29,062,000 | 44,204,000 | 59,468,000 |
| Noninterest income | 2,959,000 | 4,334,000 | 6,306,000 | 9,855,000 |
| Noninterest expense | 19,694,000 | 31,197,000 | 48,038,000 | 64,584,000 |
| Provision for loan losses | 7,770,000 | 7,474,000 | 6,854,000 | 7,320,000 |
| Pretax income | -10,208,000 | -5,245,000 | -4,299,000 | -2,620,000 |
| Income tax | -1,201,000 | -627,000 | -1,346,000 | -520,000 |
| Net income | -9,007,000 | -4,618,000 | -2,953,000 | -2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,433,000 | 199,317,000 | 200,624,000 | 198,895,000 |
| Total capital | 218,878,000 | 217,474,000 | 216,586,000 | 215,737,000 |
| Risk-weighted assets | 1,639,464,000 | 1,656,345,000 | 1,586,500,000 | 1,592,363,000 |