Call reports 2014
FIRST FED BANK — 2014
What FIRST FED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 814,990,000 | 795,314,000 | 788,170,000 | 924,184,000 |
| Total loans | 515,856,000 | 504,949,000 | 497,588,000 | 501,267,000 |
| Allowance for loan losses | 7,986,000 | 8,072,000 | 7,983,000 | 7,666,000 |
| Securities available for sale | 190,947,000 | 178,971,000 | 172,445,000 | 192,303,000 |
| Securities held to maturity | 49,220,000 | 53,244,000 | 51,294,000 | 49,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,698,000 | 602,816,000 | 608,554,000 | 743,118,000 |
| Interest-bearing deposits | 534,153,000 | 531,156,000 | 530,320,000 | 546,677,000 |
| Noninterest-bearing deposits | 72,545,000 | 71,660,000 | 78,234,000 | 196,441,000 |
| Equity capital | 79,811,000 | 80,995,000 | 81,895,000 | 83,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,802,000 | 13,698,000 | 20,374,000 | 27,132,000 |
| Interest expense | 1,173,000 | 2,286,000 | 3,393,000 | 4,510,000 |
| Net interest income | 5,629,000 | 11,412,000 | 16,981,000 | 22,622,000 |
| Noninterest income | 960,000 | 2,237,000 | 3,303,000 | 4,358,000 |
| Noninterest expense | 5,678,000 | 11,610,000 | 17,097,000 | 22,656,000 |
| Provision for loan losses | 367,000 | 875,000 | 875,000 | 875,000 |
| Pretax income | 550,000 | 1,344,000 | 2,492,000 | 3,629,000 |
| Income tax | 91,000 | 212,000 | 511,000 | 767,000 |
| Net income | 459,000 | 1,132,000 | 1,981,000 | 2,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,983,000 | 79,657,000 | 80,509,000 | 81,389,000 |
| Total capital | 84,518,000 | 85,127,000 | 85,823,000 | 86,839,000 |
| Risk-weighted assets | 440,093,000 | 434,702,000 | 422,189,000 | 433,566,000 |