Call reports 2013
FIRST FED BANK — 2013
What FIRST FED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 791,897,000 | 784,557,000 | 794,989,000 | 786,065,000 |
| Total loans | 446,179,000 | 457,819,000 | 477,260,000 | 477,175,000 |
| Allowance for loan losses | 7,956,000 | 7,974,000 | 8,181,000 | 7,802,000 |
| Securities available for sale | 210,741,000 | 214,789,000 | 189,776,000 | 181,728,000 |
| Securities held to maturity | 52,847,000 | 49,579,000 | 52,809,000 | 50,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,661,000 | 598,820,000 | 603,971,000 | 602,119,000 |
| Interest-bearing deposits | 539,874,000 | 536,081,000 | 537,131,000 | 533,973,000 |
| Noninterest-bearing deposits | 63,787,000 | 62,739,000 | 66,840,000 | 68,146,000 |
| Equity capital | 79,557,000 | 78,623,000 | 78,441,000 | 79,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,420,000 | 12,996,000 | 19,405,000 | 26,042,000 |
| Interest expense | 1,521,000 | 2,779,000 | 4,010,000 | 5,220,000 |
| Net interest income | 4,899,000 | 10,217,000 | 15,395,000 | 20,822,000 |
| Noninterest income | 1,379,000 | 2,459,000 | 3,646,000 | 4,629,000 |
| Noninterest expense | 5,070,000 | 10,478,000 | 15,471,000 | 20,687,000 |
| Provision for loan losses | 74,000 | 465,000 | 897,000 | 897,000 |
| Pretax income | 1,134,000 | 1,733,000 | 2,605,000 | 3,799,000 |
| Income tax | 268,000 | 366,000 | 559,000 | 895,000 |
| Net income | 866,000 | 1,367,000 | 2,046,000 | 2,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,408,000 | 76,960,000 | 77,663,000 | 78,520,000 |
| Total capital | 81,139,000 | 81,890,000 | 82,816,000 | 83,707,000 |
| Risk-weighted assets | 375,015,000 | 391,082,000 | 408,924,000 | 412,116,000 |