Call reports 2012
FIRST FED BANK — 2012
What FIRST FED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 775,456,000 | 771,854,000 | 781,779,000 | 783,488,000 |
| Total loans | 408,333,000 | 408,795,000 | 420,636,000 | 444,546,000 |
| Allowance for loan losses | 4,640,000 | 7,390,000 | 8,224,000 | 8,460,000 |
| Securities available for sale | 228,074,000 | 218,163,000 | 219,214,000 | 202,031,000 |
| Securities held to maturity | 57,365,000 | 57,134,000 | 60,702,000 | 56,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,994,000 | 586,156,000 | 595,256,000 | 597,994,000 |
| Interest-bearing deposits | 542,707,000 | 536,670,000 | 536,170,000 | 539,258,000 |
| Noninterest-bearing deposits | 48,287,000 | 49,486,000 | 59,086,000 | 58,736,000 |
| Equity capital | 78,533,000 | 77,303,000 | 78,453,000 | 78,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,703,000 | 13,284,000 | 19,822,000 | 26,301,000 |
| Interest expense | 1,727,000 | 3,379,000 | 5,009,000 | 6,600,000 |
| Net interest income | 4,976,000 | 9,905,000 | 14,813,000 | 19,701,000 |
| Noninterest income | 1,561,000 | 2,251,000 | 3,581,000 | 4,994,000 |
| Noninterest expense | 5,132,000 | 10,231,000 | 14,979,000 | 20,920,000 |
| Provision for loan losses | 722,000 | 4,667,000 | 5,291,000 | 5,578,000 |
| Pretax income | 438,000 | -3,197,000 | -2,280,000 | -2,187,000 |
| Income tax | -126,000 | -1,485,000 | -1,206,000 | -1,430,000 |
| Net income | 564,000 | -1,712,000 | -1,074,000 | -757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,862,000 | 74,610,000 | 75,280,000 | 75,557,000 |
| Total capital | 81,538,000 | 79,178,000 | 79,959,000 | 80,371,000 |
| Risk-weighted assets | 374,007,000 | 363,736,000 | 370,579,000 | 381,312,000 |