Call reports 2026
CITIZENS BANK AND TRUST OF LEBANON, INC. — 2026
What CITIZENS BANK AND TRUST OF LEBANON, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 166,814,000 | 172,976,000 |
| Total loans | 53,308,000 | 53,900,000 |
| Allowance for loan losses | 364,000 | 346,000 |
| Securities available for sale | 89,594,000 | 91,297,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 151,192,000 | 156,932,000 |
| Interest-bearing deposits | 119,877,000 | 127,970,000 |
| Noninterest-bearing deposits | 31,315,000 | 28,962,000 |
| Equity capital | 9,986,000 | 10,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,853,000 | 3,816,000 |
| Interest expense | 691,000 | 1,430,000 |
| Net interest income | 1,162,000 | 2,386,000 |
| Noninterest income | 164,000 | 335,000 |
| Noninterest expense | 926,000 | 1,858,000 |
| Provision for loan losses | 15,000 | 60,000 |
| Pretax income | 376,000 | 794,000 |
| Income tax | 0 | 0 |
| Net income | 376,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,426,000 | 19,475,000 |