Call reports 2017
CITIZENS BANK AND TRUST OF LEBANON, INC. — 2017
What CITIZENS BANK AND TRUST OF LEBANON, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,969,000 | 122,171,000 | 115,523,000 | 121,013,000 |
| Total loans | 39,919,000 | 40,244,000 | 40,315,000 | 41,155,000 |
| Allowance for loan losses | 382,000 | 371,000 | 360,000 | 337,000 |
| Securities available for sale | 63,415,000 | 64,618,000 | 65,403,000 | 65,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,569,000 | 104,168,000 | 97,359,000 | 103,423,000 |
| Interest-bearing deposits | 81,822,000 | 79,279,000 | 73,961,000 | 79,168,000 |
| Noninterest-bearing deposits | 26,747,000 | 24,889,000 | 23,398,000 | 24,255,000 |
| Equity capital | 12,148,000 | 12,751,000 | 12,861,000 | 12,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,967,000 | 2,968,000 | 3,947,000 |
| Interest expense | 119,000 | 242,000 | 357,000 | 477,000 |
| Net interest income | 842,000 | 1,725,000 | 2,611,000 | 3,470,000 |
| Noninterest income | 224,000 | 414,000 | 595,000 | 810,000 |
| Noninterest expense | 708,000 | 1,432,000 | 2,159,000 | 2,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 716,000 | 1,095,000 | 1,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 716,000 | 1,095,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,394,000 | 13,553,000 | 13,740,000 | 13,765,000 |
| Total capital | 13,776,000 | 13,924,000 | 14,100,000 | 14,102,000 |
| Risk-weighted assets | 61,407,000 | 61,330,000 | 55,335,000 | 55,766,000 |