Call reports 2007

CITIZENS BANK AND TRUST OF LEBANON, INC. — 2007

Name: CITIZENS BANK AND TRUST OF LEBANON, INC. — FFIEC call report 2007
Creator: CITIZENS BANK AND TRUST OF LEBANON, INC.

What CITIZENS BANK AND TRUST OF LEBANON, INC. reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b674bc0d-abd7-45fb-a8ec-93190e724918/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	107,329,000	105,171,000	103,969,000	107,087,000
Total loans	41,213,000	41,287,000	40,815,000	41,346,000
Allowance for loan losses	408,000	411,000	404,000	418,000
Securities available for sale	56,190,000	54,926,000	54,473,000	54,711,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	85,372,000	81,619,000	79,209,000	83,193,000
Interest-bearing deposits	72,814,000	69,497,000	67,812,000	70,438,000
Noninterest-bearing deposits	12,558,000	12,122,000	11,397,000	12,755,000
Equity capital	9,609,000	9,440,000	10,036,000	10,268,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,636,000	3,264,000	4,878,000	6,504,000
Interest expense	755,000	1,514,000	2,265,000	3,012,000
Net interest income	881,000	1,750,000	2,613,000	3,492,000
Noninterest income	183,000	401,000	620,000	853,000
Noninterest expense	659,000	1,340,000	2,023,000	2,685,000
Provision for loan losses	10,000	15,000	20,000	30,000
Pretax income	401,000	803,000	1,197,000	1,637,000
Income tax	0	0	0	0
Net income	401,000	803,000	1,197,000	1,637,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	10,065,000	10,216,000	10,373,000	10,442,000
Total capital	10,473,000	10,627,000	10,777,000	10,860,000
Risk-weighted assets	59,775,000	59,484,000	58,689,000	59,494,000