Call report 2016Q1
NORTHERN MICHIGAN BANK & TRUST — 2016Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,813,000 | USD | evidence → |
| Total loans | 166,657,000 | USD | evidence → |
| Allowance for loan losses | 60,000 | USD | evidence → |
| Securities available for sale | 50,296,000 | USD | evidence → |
| Securities held to maturity | 1,242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,811,000 | USD | evidence → |
| Interest-bearing deposits | 187,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,578,000 | USD | evidence → |
| Equity capital | 32,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 836,000 | USD | evidence → |
| Interest expense | 26,000 | USD | evidence → |
| Net interest income | 810,000 | USD | evidence → |
| Noninterest income | 257,000 | USD | evidence → |
| Noninterest expense | 779,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 228,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,709,000 | USD | evidence → |
| Total capital | 20,769,000 | USD | evidence → |
| Risk-weighted assets | 196,477,000 | USD | evidence → |