Call report 2011Q4
NORTHERN MICHIGAN BANK & TRUST — 2011Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,526,000 | USD | evidence → |
| Total loans | 153,114,000 | USD | evidence → |
| Allowance for loan losses | 2,628,000 | USD | evidence → |
| Securities available for sale | 42,506,000 | USD | evidence → |
| Securities held to maturity | 1,678,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,679,000 | USD | evidence → |
| Interest-bearing deposits | 180,295,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,384,000 | USD | evidence → |
| Equity capital | 18,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,269,000 | USD | evidence → |
| Interest expense | 2,208,000 | USD | evidence → |
| Net interest income | 8,061,000 | USD | evidence → |
| Noninterest income | 2,559,000 | USD | evidence → |
| Noninterest expense | 7,965,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 2,055,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,055,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,630,000 | USD | evidence → |
| Total capital | 18,833,000 | USD | evidence → |
| Risk-weighted assets | 175,831,000 | USD | evidence → |