Call report 2011Q2
NORTHERN MICHIGAN BANK & TRUST — 2011Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,924,000 | USD | evidence → |
| Total loans | 152,573,000 | USD | evidence → |
| Allowance for loan losses | 2,313,000 | USD | evidence → |
| Securities available for sale | 42,730,000 | USD | evidence → |
| Securities held to maturity | 1,685,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 196,425,000 | USD | evidence → |
| Interest-bearing deposits | 175,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,234,000 | USD | evidence → |
| Equity capital | 18,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,137,000 | USD | evidence → |
| Interest expense | 1,137,000 | USD | evidence → |
| Net interest income | 4,000,000 | USD | evidence → |
| Noninterest income | 1,259,000 | USD | evidence → |
| Noninterest expense | 3,869,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,240,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,240,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,098,000 | USD | evidence → |
| Total capital | 19,289,000 | USD | evidence → |
| Risk-weighted assets | 175,179,000 | USD | evidence → |