Call report 2010Q4
NORTHERN MICHIGAN BANK & TRUST — 2010Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,277,000 | USD | evidence → |
| Total loans | 147,858,000 | USD | evidence → |
| Allowance for loan losses | 2,373,000 | USD | evidence → |
| Securities available for sale | 44,844,000 | USD | evidence → |
| Securities held to maturity | 1,788,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,652,000 | USD | evidence → |
| Interest-bearing deposits | 172,270,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,382,000 | USD | evidence → |
| Equity capital | 19,315,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,785,000 | USD | evidence → |
| Interest expense | 2,780,000 | USD | evidence → |
| Net interest income | 8,005,000 | USD | evidence → |
| Noninterest income | 2,479,000 | USD | evidence → |
| Noninterest expense | 7,944,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 2,279,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,489,000 | USD | evidence → |
| Total capital | 20,626,000 | USD | evidence → |
| Risk-weighted assets | 170,758,000 | USD | evidence → |