Call report 2009Q1
NORTHERN MICHIGAN BANK & TRUST — 2009Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,745,000 | USD | evidence → |
| Total loans | 155,481,000 | USD | evidence → |
| Allowance for loan losses | 2,105,000 | USD | evidence → |
| Securities available for sale | 34,553,000 | USD | evidence → |
| Securities held to maturity | 69,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,758,000 | USD | evidence → |
| Interest-bearing deposits | 171,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,867,000 | USD | evidence → |
| Equity capital | 18,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,044,000 | USD | evidence → |
| Interest expense | 1,075,000 | USD | evidence → |
| Net interest income | 1,969,000 | USD | evidence → |
| Noninterest income | 617,000 | USD | evidence → |
| Noninterest expense | 1,978,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 499,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,979,000 | USD | evidence → |
| Total capital | 19,084,000 | USD | evidence → |
| Risk-weighted assets | 173,391,000 | USD | evidence → |