Call report 2006Q1
NORTHERN MICHIGAN BANK & TRUST — 2006Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,309,000 | USD | evidence → |
| Total loans | 132,849,000 | USD | evidence → |
| Allowance for loan losses | 2,205,000 | USD | evidence → |
| Securities available for sale | 18,201,000 | USD | evidence → |
| Securities held to maturity | 588,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,724,000 | USD | evidence → |
| Interest-bearing deposits | 134,028,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,696,000 | USD | evidence → |
| Equity capital | 14,130,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,728,000 | USD | evidence → |
| Interest expense | 967,000 | USD | evidence → |
| Net interest income | 1,761,000 | USD | evidence → |
| Noninterest income | 587,000 | USD | evidence → |
| Noninterest expense | 1,943,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 330,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,270,000 | USD | evidence → |
| Total capital | 16,107,000 | USD | evidence → |
| Risk-weighted assets | 146,622,000 | USD | evidence → |