Call report 2002Q2
NORTHERN MICHIGAN BANK & TRUST — 2002Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,069,000 | USD | evidence → |
| Total loans | 109,985,000 | USD | evidence → |
| Allowance for loan losses | 1,393,000 | USD | evidence → |
| Securities available for sale | 11,779,000 | USD | evidence → |
| Securities held to maturity | 131,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,455,000 | USD | evidence → |
| Interest-bearing deposits | 105,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,184,000 | USD | evidence → |
| Equity capital | 10,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,784,000 | USD | evidence → |
| Interest expense | 1,597,000 | USD | evidence → |
| Net interest income | 3,187,000 | USD | evidence → |
| Noninterest income | 999,000 | USD | evidence → |
| Noninterest expense | 3,131,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 878,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,399,000 | USD | evidence → |
| Total capital | 11,792,000 | USD | evidence → |
| Risk-weighted assets | 113,672,000 | USD | evidence → |