Call report 2005Q4
COMMERCIAL STATE BANK — 2005Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,527,000 | USD | evidence → |
| Total loans | 42,927,000 | USD | evidence → |
| Allowance for loan losses | 440,000 | USD | evidence → |
| Securities available for sale | 22,401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,707,000 | USD | evidence → |
| Interest-bearing deposits | 61,043,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,664,000 | USD | evidence → |
| Equity capital | 10,610,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,895,000 | USD | evidence → |
| Interest expense | 1,331,000 | USD | evidence → |
| Net interest income | 3,564,000 | USD | evidence → |
| Noninterest income | 582,000 | USD | evidence → |
| Noninterest expense | 2,080,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,946,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,946,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,808,000 | USD | evidence → |
| Total capital | 10,248,000 | USD | evidence → |
| Risk-weighted assets | 51,975,000 | USD | evidence → |