Call reports 2024
PEARLAND STATE BANK — 2024
What PEARLAND STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 202,818,000 | 191,586,000 | 189,490,000 | 188,943,000 |
| Total loans | 44,484,000 | 48,112,000 | 46,519,000 | 45,947,000 |
| Allowance for loan losses | 554,000 | 555,000 | 551,000 | 502,000 |
| Securities available for sale | 125,062,000 | 122,308,000 | 122,605,000 | 110,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,505,000 | 180,367,000 | 174,288,000 | 177,864,000 |
| Interest-bearing deposits | 132,339,000 | 125,058,000 | 116,058,000 | 120,454,000 |
| Noninterest-bearing deposits | 60,166,000 | 55,309,000 | 58,230,000 | 57,410,000 |
| Equity capital | 9,252,000 | 9,896,000 | 13,945,000 | 10,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,557,000 | 5,304,000 | 6,979,000 |
| Interest expense | 717,000 | 1,490,000 | 2,250,000 | 2,901,000 |
| Net interest income | 1,029,000 | 2,067,000 | 3,054,000 | 4,078,000 |
| Noninterest income | 144,000 | 302,000 | 493,000 | 692,000 |
| Noninterest expense | 726,000 | 1,443,000 | 2,269,000 | 3,504,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | -51,000 |
| Pretax income | 445,000 | 926,000 | 1,278,000 | 1,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 926,000 | 1,278,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,094,000 | 24,130,000 | 24,341,000 | 24,343,000 |