Call reports 2023
PEARLAND STATE BANK — 2023
What PEARLAND STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,833,000 | 198,049,000 | 187,821,000 | 196,757,000 |
| Total loans | 40,672,000 | 40,509,000 | 45,052,000 | 44,403,000 |
| Allowance for loan losses | 554,000 | 546,000 | 549,000 | 553,000 |
| Securities available for sale | 141,760,000 | 138,544,000 | 131,488,000 | 133,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,649,000 | 189,665,000 | 183,742,000 | 185,884,000 |
| Interest-bearing deposits | 132,517,000 | 126,340,000 | 123,110,000 | 127,259,000 |
| Noninterest-bearing deposits | 67,132,000 | 63,325,000 | 60,632,000 | 58,625,000 |
| Equity capital | 8,568,000 | 7,508,000 | 3,329,000 | 10,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 3,032,000 | 4,636,000 | 6,192,000 |
| Interest expense | 292,000 | 750,000 | 1,243,000 | 1,796,000 |
| Net interest income | 1,193,000 | 2,282,000 | 3,393,000 | 4,396,000 |
| Noninterest income | 137,000 | 274,000 | 415,000 | 560,000 |
| Noninterest expense | 669,000 | 1,332,000 | 2,013,000 | 2,709,000 |
| Provision for loan losses | 1,000 | -20,000 | -18,000 | -13,000 |
| Pretax income | 661,000 | 1,224,000 | 1,795,000 | 2,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,224,000 | 1,795,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,630,000 | 23,293,000 | 23,438,000 | 23,880,000 |