Call reports 2022
PEARLAND STATE BANK — 2022
What PEARLAND STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,638,000 | 200,720,000 | 191,076,000 | 198,130,000 |
| Total loans | 36,116,000 | 35,857,000 | 39,130,000 | 41,668,000 |
| Allowance for loan losses | 518,000 | 568,000 | 568,000 | 568,000 |
| Securities available for sale | 152,819,000 | 150,262,000 | 140,060,000 | 140,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,144,000 | 191,398,000 | 188,835,000 | 191,425,000 |
| Interest-bearing deposits | 134,974,000 | 128,743,000 | 122,164,000 | 127,145,000 |
| Noninterest-bearing deposits | 65,170,000 | 62,655,000 | 66,671,000 | 64,280,000 |
| Equity capital | 14,126,000 | 8,858,000 | 1,665,000 | 6,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,159,000 | 3,404,000 | 4,724,000 |
| Interest expense | 50,000 | 126,000 | 263,000 | 454,000 |
| Net interest income | 953,000 | 2,033,000 | 3,141,000 | 4,270,000 |
| Noninterest income | 141,000 | 280,000 | 428,000 | 566,000 |
| Noninterest expense | 658,000 | 1,303,000 | 1,984,000 | 2,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 436,000 | 1,010,000 | 1,585,000 | 2,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 436,000 | 1,010,000 | 1,585,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,677,000 | 22,794,000 | 22,861,000 | 23,357,000 |