Call reports 2021
PEARLAND STATE BANK — 2021
What PEARLAND STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 218,587,000 | 208,988,000 | 209,235,000 | 215,389,000 |
| Total loans | 49,591,000 | 44,984,000 | 43,500,000 | 38,547,000 |
| Allowance for loan losses | 518,000 | 518,000 | 519,000 | 520,000 |
| Securities available for sale | 142,119,000 | 151,495,000 | 142,547,000 | 149,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,886,000 | 183,874,000 | 184,290,000 | 190,973,000 |
| Interest-bearing deposits | 130,335,000 | 128,781,000 | 125,300,000 | 131,819,000 |
| Noninterest-bearing deposits | 62,551,000 | 55,093,000 | 58,990,000 | 59,154,000 |
| Equity capital | 25,009,000 | 24,476,000 | 24,365,000 | 23,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,100,000 | 3,051,000 | 3,964,000 |
| Interest expense | 70,000 | 133,000 | 189,000 | 240,000 |
| Net interest income | 997,000 | 1,967,000 | 2,862,000 | 3,724,000 |
| Noninterest income | 135,000 | 268,000 | 407,000 | 544,000 |
| Noninterest expense | 623,000 | 1,244,000 | 1,854,000 | 2,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 991,000 | 1,415,000 | 1,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 991,000 | 1,415,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,575,000 | 22,201,000 | 22,201,000 | 22,565,000 |