Call reports 2020
PEARLAND STATE BANK — 2020
What PEARLAND STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,719,000 | 207,824,000 | 199,526,000 | 206,206,000 |
| Total loans | 48,119,000 | 58,251,000 | 55,390,000 | 48,492,000 |
| Allowance for loan losses | 492,000 | 497,000 | 517,000 | 517,000 |
| Securities available for sale | 139,213,000 | 135,234,000 | 128,826,000 | 124,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,666,000 | 180,719,000 | 172,367,000 | 178,761,000 |
| Interest-bearing deposits | 125,314,000 | 123,590,000 | 116,510,000 | 124,123,000 |
| Noninterest-bearing deposits | 54,352,000 | 57,129,000 | 55,857,000 | 54,638,000 |
| Equity capital | 25,544,000 | 26,216,000 | 26,325,000 | 26,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,679,000 | 3,903,000 | 5,107,000 |
| Interest expense | 186,000 | 319,000 | 423,000 | 505,000 |
| Net interest income | 1,203,000 | 2,360,000 | 3,480,000 | 4,602,000 |
| Noninterest income | 164,000 | 305,000 | 442,000 | 575,000 |
| Noninterest expense | 733,000 | 1,378,000 | 2,008,000 | 2,715,000 |
| Provision for loan losses | 0 | 5,000 | 25,000 | 25,000 |
| Pretax income | 684,000 | 1,332,000 | 2,151,000 | 2,829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 684,000 | 1,332,000 | 2,151,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,465,000 | 21,931,000 | 22,000,000 | 22,679,000 |