Call reports 2019
PEARLAND STATE BANK — 2019
What PEARLAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,533,000 | 192,721,000 | 188,638,000 | 193,521,000 |
| Total loans | 46,290,000 | 45,530,000 | 44,569,000 | 44,321,000 |
| Allowance for loan losses | 508,000 | 508,000 | 508,000 | 491,000 |
| Securities available for sale | 131,300,000 | 131,148,000 | 129,963,000 | 130,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,407,000 | 169,738,000 | 165,522,000 | 169,545,000 |
| Interest-bearing deposits | 124,224,000 | 123,350,000 | 116,100,000 | 120,750,000 |
| Noninterest-bearing deposits | 49,183,000 | 46,388,000 | 49,422,000 | 48,795,000 |
| Equity capital | 21,774,000 | 22,521,000 | 22,621,000 | 23,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 2,990,000 | 4,466,000 | 5,876,000 |
| Interest expense | 176,000 | 360,000 | 548,000 | 730,000 |
| Net interest income | 1,306,000 | 2,630,000 | 3,918,000 | 5,146,000 |
| Noninterest income | 141,000 | 275,000 | 427,000 | 596,000 |
| Noninterest expense | 694,000 | 1,352,000 | 2,013,000 | 2,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 753,000 | 1,562,000 | 2,365,000 | 3,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 753,000 | 1,562,000 | 2,365,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,239,000 | 21,639,000 | 21,709,000 | 22,345,000 |
| Total capital | 22,747,000 | 22,147,000 | 22,217,000 | 22,836,000 |
| Risk-weighted assets | 71,817,000 | 70,726,000 | 68,658,000 | 69,115,000 |