Call reports 2018
PEARLAND STATE BANK — 2018
What PEARLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 196,943,000 | 186,790,000 | 180,512,000 | 187,178,000 |
| Total loans | 40,702,000 | 36,738,000 | 37,680,000 | 39,361,000 |
| Allowance for loan losses | 506,000 | 506,000 | 505,000 | 508,000 |
| Securities available for sale | 139,814,000 | 142,775,000 | 132,891,000 | 129,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,554,000 | 168,089,000 | 162,628,000 | 167,401,000 |
| Interest-bearing deposits | 119,251,000 | 118,397,000 | 115,954,000 | 120,512,000 |
| Noninterest-bearing deposits | 58,303,000 | 49,692,000 | 46,674,000 | 46,889,000 |
| Equity capital | 19,106,000 | 18,328,000 | 17,491,000 | 19,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,650,000 | 3,970,000 | 5,320,000 |
| Interest expense | 130,000 | 281,000 | 444,000 | 610,000 |
| Net interest income | 1,183,000 | 2,369,000 | 3,526,000 | 4,710,000 |
| Noninterest income | 151,000 | 298,000 | 441,000 | 582,000 |
| Noninterest expense | 648,000 | 1,316,000 | 1,959,000 | 2,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 679,000 | 1,344,000 | 2,013,000 | 2,653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,344,000 | 2,013,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,892,000 | 21,356,000 | 21,434,000 | 22,073,000 |
| Total capital | 22,398,000 | 21,862,000 | 21,939,000 | 22,581,000 |
| Risk-weighted assets | 71,036,000 | 68,245,000 | 66,807,000 | 66,208,000 |