Call reports 2017
PEARLAND STATE BANK — 2017
What PEARLAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 190,721,000 | 187,679,000 | 182,126,000 | 190,371,000 |
| Total loans | 42,946,000 | 42,701,000 | 43,145,000 | 42,134,000 |
| Allowance for loan losses | 513,000 | 513,000 | 513,000 | 506,000 |
| Securities available for sale | 134,730,000 | 134,831,000 | 124,328,000 | 132,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,562,000 | 165,647,000 | 160,012,000 | 169,011,000 |
| Interest-bearing deposits | 119,178,000 | 115,874,000 | 108,733,000 | 117,495,000 |
| Noninterest-bearing deposits | 50,384,000 | 49,773,000 | 51,279,000 | 51,516,000 |
| Equity capital | 20,874,000 | 21,696,000 | 21,709,000 | 21,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,543,000 | 3,745,000 | 4,972,000 |
| Interest expense | 87,000 | 179,000 | 280,000 | 384,000 |
| Net interest income | 1,257,000 | 2,364,000 | 3,465,000 | 4,588,000 |
| Noninterest income | 158,000 | 317,000 | 477,000 | 632,000 |
| Noninterest expense | 664,000 | 1,335,000 | 2,008,000 | 2,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 751,000 | 1,346,000 | 2,005,000 | 2,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 751,000 | 1,346,000 | 2,005,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,023,000 | 21,097,000 | 21,226,000 | 21,821,000 |
| Total capital | 21,536,000 | 21,610,000 | 21,739,000 | 22,327,000 |
| Risk-weighted assets | 66,763,000 | 66,487,000 | 64,459,000 | 66,625,000 |