Call reports 2016
PEARLAND STATE BANK — 2016
What PEARLAND STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 185,168,000 | 187,154,000 | 188,163,000 | 182,802,000 |
| Total loans | 38,631,000 | 36,674,000 | 39,286,000 | 40,342,000 |
| Allowance for loan losses | 547,000 | 514,000 | 513,000 | 513,000 |
| Securities available for sale | 128,935,000 | 137,689,000 | 135,225,000 | 129,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,893,000 | 163,687,000 | 164,791,000 | 162,284,000 |
| Interest-bearing deposits | 112,558,000 | 112,285,000 | 112,365,000 | 113,854,000 |
| Noninterest-bearing deposits | 49,335,000 | 51,402,000 | 52,426,000 | 48,430,000 |
| Equity capital | 22,985,000 | 23,147,000 | 22,990,000 | 20,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,273,000 | 3,379,000 | 4,435,000 |
| Interest expense | 76,000 | 157,000 | 240,000 | 324,000 |
| Net interest income | 1,085,000 | 2,116,000 | 3,139,000 | 4,111,000 |
| Noninterest income | 154,000 | 305,000 | 463,000 | 633,000 |
| Noninterest expense | 702,000 | 1,351,000 | 2,018,000 | 2,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 595,000 | 1,128,000 | 1,717,000 | 2,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 595,000 | 1,128,000 | 1,717,000 | 2,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,343,000 | 20,864,000 | 20,911,000 | 21,367,000 |
| Total capital | 21,890,000 | 21,378,000 | 21,424,000 | 21,880,000 |
| Risk-weighted assets | 60,562,000 | 59,848,000 | 66,854,000 | 63,868,000 |