Call reports 2015
PEARLAND STATE BANK — 2015
What PEARLAND STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 186,656,000 | 178,227,000 | 175,711,000 | 180,148,000 |
| Total loans | 31,432,000 | 32,783,000 | 33,881,000 | 36,826,000 |
| Allowance for loan losses | 545,000 | 545,000 | 545,000 | 545,000 |
| Securities available for sale | 136,891,000 | 130,819,000 | 125,584,000 | 122,758,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,037,000 | 156,187,000 | 152,851,000 | 157,632,000 |
| Interest-bearing deposits | 111,812,000 | 110,172,000 | 104,765,000 | 109,733,000 |
| Noninterest-bearing deposits | 51,225,000 | 46,015,000 | 48,086,000 | 47,899,000 |
| Equity capital | 23,272,000 | 21,687,000 | 22,514,000 | 22,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,219,000 | 3,276,000 | 4,367,000 |
| Interest expense | 76,000 | 152,000 | 224,000 | 298,000 |
| Net interest income | 1,070,000 | 2,067,000 | 3,052,000 | 4,069,000 |
| Noninterest income | 149,000 | 303,000 | 463,000 | 616,000 |
| Noninterest expense | 653,000 | 1,292,000 | 1,899,000 | 2,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 566,000 | 1,121,000 | 1,678,000 | 2,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,121,000 | 1,678,000 | 2,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,093,000 | 20,640,000 | 20,702,000 | 21,182,000 |
| Total capital | 21,638,000 | 21,185,000 | 21,247,000 | 21,727,000 |
| Risk-weighted assets | 56,275,000 | 57,674,000 | 56,736,000 | 58,311,000 |