Call reports 2014
PEARLAND STATE BANK — 2014
What PEARLAND STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 179,114,000 | 175,783,000 | 174,480,000 | 178,156,000 |
| Total loans | 34,932,000 | 34,115,000 | 36,611,000 | 33,310,000 |
| Allowance for loan losses | 548,000 | 548,000 | 548,000 | 540,000 |
| Securities available for sale | 129,643,000 | 131,427,000 | 124,622,000 | 123,953,000 |
| Securities held to maturity | 100,000 | 95,000 | 91,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,088,000 | 153,381,000 | 152,241,000 | 155,435,000 |
| Interest-bearing deposits | 113,408,000 | 111,054,000 | 106,551,000 | 109,607,000 |
| Noninterest-bearing deposits | 43,680,000 | 42,327,000 | 45,690,000 | 45,828,000 |
| Equity capital | 21,620,000 | 21,991,000 | 21,815,000 | 22,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,386,000 | 3,567,000 | 4,702,000 |
| Interest expense | 85,000 | 169,000 | 249,000 | 325,000 |
| Net interest income | 1,111,000 | 2,217,000 | 3,318,000 | 4,377,000 |
| Noninterest income | 169,000 | 336,000 | 508,000 | 677,000 |
| Noninterest expense | 640,000 | 1,239,000 | 1,845,000 | 2,549,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 639,000 | 1,313,000 | 1,980,000 | 2,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 639,000 | 1,313,000 | 1,980,000 | 2,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,906,000 | 20,396,000 | 20,474,000 | 21,059,000 |
| Total capital | 21,454,000 | 20,944,000 | 21,022,000 | 21,599,000 |
| Risk-weighted assets | 64,138,000 | 63,693,000 | 64,928,000 | 63,077,000 |