Call reports 2013
PEARLAND STATE BANK — 2013
What PEARLAND STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,913,000 | 163,224,000 | 164,969,000 | 168,192,000 |
| Total loans | 29,752,000 | 28,946,000 | 30,512,000 | 31,809,000 |
| Allowance for loan losses | 545,000 | 546,000 | 546,000 | 546,000 |
| Securities available for sale | 125,022,000 | 121,954,000 | 116,847,000 | 120,677,000 |
| Securities held to maturity | 122,000 | 115,000 | 110,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,043,000 | 141,875,000 | 142,845,000 | 146,558,000 |
| Interest-bearing deposits | 103,789,000 | 103,678,000 | 104,007,000 | 106,323,000 |
| Noninterest-bearing deposits | 40,254,000 | 38,197,000 | 38,838,000 | 40,235,000 |
| Equity capital | 24,396,000 | 20,815,000 | 21,605,000 | 21,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,288,000 | 3,374,000 | 4,563,000 |
| Interest expense | 92,000 | 179,000 | 266,000 | 350,000 |
| Net interest income | 1,067,000 | 2,109,000 | 3,108,000 | 4,213,000 |
| Noninterest income | 213,000 | 506,000 | 725,000 | 928,000 |
| Noninterest expense | 719,000 | 1,424,000 | 2,089,000 | 2,817,000 |
| Provision for loan losses | 5,000 | 6,000 | 8,000 | 9,000 |
| Pretax income | 567,000 | 1,279,000 | 1,830,000 | 2,683,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 1,279,000 | 1,830,000 | 2,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,565,000 | 20,134,000 | 20,216,000 | 21,070,000 |
| Total capital | 21,110,000 | 20,680,000 | 20,762,000 | 21,616,000 |
| Risk-weighted assets | 59,607,000 | 58,366,000 | 58,906,000 | 61,343,000 |