Call reports 2012
PEARLAND STATE BANK — 2012
What PEARLAND STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,320,000 | 165,844,000 | 164,305,000 | 166,159,000 |
| Total loans | 33,628,000 | 33,528,000 | 30,700,000 | 30,165,000 |
| Allowance for loan losses | 558,000 | 545,000 | 544,000 | 545,000 |
| Securities available for sale | 118,267,000 | 118,887,000 | 122,642,000 | 117,550,000 |
| Securities held to maturity | 149,000 | 143,000 | 137,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,535,000 | 140,916,000 | 138,691,000 | 140,903,000 |
| Interest-bearing deposits | 103,945,000 | 103,909,000 | 102,109,000 | 103,744,000 |
| Noninterest-bearing deposits | 37,590,000 | 37,007,000 | 36,582,000 | 37,159,000 |
| Equity capital | 24,154,000 | 24,242,000 | 24,919,000 | 24,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,861,000 | 4,174,000 | 5,398,000 |
| Interest expense | 115,000 | 219,000 | 316,000 | 412,000 |
| Net interest income | 1,353,000 | 2,642,000 | 3,858,000 | 4,986,000 |
| Noninterest income | 211,000 | 415,000 | 618,000 | 838,000 |
| Noninterest expense | 704,000 | 1,378,000 | 2,041,000 | 2,756,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 6,000 |
| Pretax income | 859,000 | 1,677,000 | 2,431,000 | 3,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,677,000 | 2,431,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,348,000 | 19,761,000 | 19,910,000 | 20,540,000 |
| Total capital | 20,906,000 | 20,306,000 | 20,454,000 | 21,085,000 |
| Risk-weighted assets | 59,049,000 | 58,419,000 | 56,438,000 | 58,089,000 |