Call reports 2011
PEARLAND STATE BANK — 2011
What PEARLAND STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,722,000 | 154,709,000 | 158,421,000 | 156,865,000 |
| Total loans | 33,736,000 | 34,617,000 | 33,875,000 | 32,656,000 |
| Allowance for loan losses | 558,000 | 568,000 | 566,000 | 564,000 |
| Securities available for sale | 110,878,000 | 111,514,000 | 105,425,000 | 109,754,000 |
| Securities held to maturity | 179,000 | 171,000 | 162,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,365,000 | 131,370,000 | 134,182,000 | 132,221,000 |
| Interest-bearing deposits | 100,747,000 | 99,748,000 | 98,205,000 | 99,878,000 |
| Noninterest-bearing deposits | 33,618,000 | 31,622,000 | 35,977,000 | 32,343,000 |
| Equity capital | 21,804,000 | 22,752,000 | 23,584,000 | 24,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 3,170,000 | 4,658,000 | 6,111,000 |
| Interest expense | 162,000 | 311,000 | 450,000 | 580,000 |
| Net interest income | 1,315,000 | 2,859,000 | 4,208,000 | 5,531,000 |
| Noninterest income | 344,000 | 646,000 | 778,000 | 1,080,000 |
| Noninterest expense | 778,000 | 1,532,000 | 2,271,000 | 3,000,000 |
| Provision for loan losses | 122,000 | 136,000 | 137,000 | 138,000 |
| Pretax income | 759,000 | 1,837,000 | 2,578,000 | 3,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 759,000 | 1,837,000 | 2,578,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,552,000 | 19,246,000 | 19,257,000 | 20,153,000 |
| Total capital | 20,110,000 | 19,814,000 | 19,823,000 | 20,717,000 |
| Risk-weighted assets | 62,752,000 | 62,958,000 | 61,486,000 | 58,624,000 |