Call reports 2010
PEARLAND STATE BANK — 2010
What PEARLAND STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 148,970,000 | 151,141,000 | 146,366,000 | 149,732,000 |
| Total loans | 34,292,000 | 36,531,000 | 35,464,000 | 35,264,000 |
| Allowance for loan losses | 474,000 | 528,000 | 558,000 | 558,000 |
| Securities available for sale | 101,161,000 | 94,879,000 | 99,399,000 | 97,303,000 |
| Securities held to maturity | 333,000 | 217,000 | 202,000 | 189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,735,000 | 128,803,000 | 123,527,000 | 127,542,000 |
| Interest-bearing deposits | 95,348,000 | 96,406,000 | 93,215,000 | 93,641,000 |
| Noninterest-bearing deposits | 31,387,000 | 32,397,000 | 30,312,000 | 33,901,000 |
| Equity capital | 21,549,000 | 21,596,000 | 22,060,000 | 21,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,141,000 | 4,675,000 | 6,160,000 |
| Interest expense | 232,000 | 470,000 | 693,000 | 876,000 |
| Net interest income | 1,347,000 | 2,671,000 | 3,982,000 | 5,284,000 |
| Noninterest income | 242,000 | 475,000 | 726,000 | 1,069,000 |
| Noninterest expense | 816,000 | 1,561,000 | 2,285,000 | 3,118,000 |
| Provision for loan losses | 3,000 | 108,000 | 144,000 | 146,000 |
| Pretax income | 770,000 | 1,481,000 | 2,283,000 | 3,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 770,000 | 1,481,000 | 2,283,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,945,000 | 18,432,000 | 18,634,000 | 19,444,000 |
| Total capital | 19,419,000 | 18,960,000 | 19,192,000 | 20,002,000 |
| Risk-weighted assets | 62,654,000 | 64,999,000 | 62,012,000 | 62,942,000 |