Call reports 2009
PEARLAND STATE BANK — 2009
What PEARLAND STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 143,251,000 | 144,978,000 | 145,219,000 | 145,060,000 |
| Total loans | 38,052,000 | 37,071,000 | 36,475,000 | 35,886,000 |
| Allowance for loan losses | 438,000 | 424,000 | 463,000 | 493,000 |
| Securities available for sale | 89,072,000 | 91,191,000 | 96,000,000 | 96,270,000 |
| Securities held to maturity | 408,000 | 388,000 | 369,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,392,000 | 124,845,000 | 123,691,000 | 123,343,000 |
| Interest-bearing deposits | 84,277,000 | 90,927,000 | 92,178,000 | 92,427,000 |
| Noninterest-bearing deposits | 38,115,000 | 33,918,000 | 31,513,000 | 30,916,000 |
| Equity capital | 20,238,000 | 19,387,000 | 20,788,000 | 21,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,364,000 | 5,035,000 | 6,690,000 |
| Interest expense | 248,000 | 491,000 | 754,000 | 1,006,000 |
| Net interest income | 1,454,000 | 2,873,000 | 4,281,000 | 5,684,000 |
| Noninterest income | 228,000 | 474,000 | 724,000 | 972,000 |
| Noninterest expense | 720,000 | 1,513,000 | 2,244,000 | 3,047,000 |
| Provision for loan losses | 30,000 | 33,000 | 79,000 | 121,000 |
| Pretax income | 932,000 | 1,801,000 | 2,682,000 | 3,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 932,000 | 1,801,000 | 2,682,000 | 3,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,392,000 | 17,828,000 | 18,017,000 | 18,823,000 |
| Total capital | 18,830,000 | 18,252,000 | 18,480,000 | 19,316,000 |
| Risk-weighted assets | 63,453,000 | 63,914,000 | 62,594,000 | 63,349,000 |