Call reports 2002
PEARLAND STATE BANK — 2002
What PEARLAND STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 135,331,000 | 140,853,000 | 131,094,000 | 116,645,000 |
| Total loans | 46,720,000 | 45,420,000 | 44,042,000 | 44,400,000 |
| Allowance for loan losses | 464,000 | 585,000 | 584,000 | 544,000 |
| Securities available for sale | 65,310,000 | 67,319,000 | 62,444,000 | 57,088,000 |
| Securities held to maturity | 8,969,000 | 8,665,000 | 7,851,000 | 7,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,294,000 | 125,877,000 | 115,370,000 | 99,943,000 |
| Interest-bearing deposits | 90,349,000 | 93,580,000 | 84,002,000 | 72,307,000 |
| Noninterest-bearing deposits | 30,945,000 | 32,297,000 | 31,368,000 | 27,636,000 |
| Equity capital | 13,693,000 | 14,569,000 | 15,284,000 | 16,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,873,000 | 5,773,000 | 7,493,000 |
| Interest expense | 418,000 | 769,000 | 1,077,000 | 1,311,000 |
| Net interest income | 1,492,000 | 3,104,000 | 4,696,000 | 6,182,000 |
| Noninterest income | 354,000 | 725,000 | 1,104,000 | 1,484,000 |
| Noninterest expense | 811,000 | 1,615,000 | 2,430,000 | 3,319,000 |
| Provision for loan losses | 50,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 985,000 | 2,039,000 | 3,195,000 | 4,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 2,039,000 | 3,195,000 | 4,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,672,000 | 13,295,000 | 13,656,000 | 14,633,000 |
| Total capital | 14,136,000 | 13,880,000 | 14,240,000 | 15,177,000 |
| Risk-weighted assets | 65,200,000 | 65,501,000 | 61,457,000 | 60,522,000 |