Call reports 2001
PEARLAND STATE BANK — 2001
What PEARLAND STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,982,000 | 115,085,000 | 116,154,000 | 139,682,000 |
| Total loans | 46,664,000 | 48,690,000 | 50,333,000 | 49,833,000 |
| Allowance for loan losses | 367,000 | 383,000 | 395,000 | 453,000 |
| Securities available for sale | 40,353,000 | 38,317,000 | 42,221,000 | 62,529,000 |
| Securities held to maturity | 15,321,000 | 12,639,000 | 9,949,000 | 9,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,382,000 | 100,708,000 | 101,216,000 | 124,137,000 |
| Interest-bearing deposits | 75,526,000 | 71,631,000 | 70,435,000 | 94,150,000 |
| Noninterest-bearing deposits | 28,856,000 | 29,077,000 | 30,781,000 | 29,987,000 |
| Equity capital | 14,059,000 | 13,671,000 | 14,298,000 | 14,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,280,000 | 6,254,000 | 8,200,000 |
| Interest expense | 813,000 | 1,454,000 | 2,000,000 | 2,480,000 |
| Net interest income | 1,396,000 | 2,826,000 | 4,254,000 | 5,720,000 |
| Noninterest income | 367,000 | 742,000 | 1,154,000 | 1,553,000 |
| Noninterest expense | 814,000 | 1,619,000 | 2,430,000 | 3,309,000 |
| Provision for loan losses | 0 | 20,000 | 70,000 | 145,000 |
| Pretax income | 949,000 | 1,929,000 | 2,908,000 | 3,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 949,000 | 1,929,000 | 2,908,000 | 3,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,914,000 | 13,530,000 | 13,781,000 | 14,692,000 |
| Total capital | 14,281,000 | 13,913,000 | 14,176,000 | 15,145,000 |
| Risk-weighted assets | 59,657,000 | 60,895,000 | 62,247,000 | 67,706,000 |